Terms of Use

Effective Date: [Insert Launch Date]

These Terms of Use govern access to and use of the Zentrics website.

By accessing or using this website, you agree to these Terms of Use. If you do not agree, do not use the website.

For the purposes of these Terms, "Zentrics," "we," "us," and "our" refer to Zentrics.

1. Website Purpose

The Zentrics website provides general information about Zentrics, its business direction, technology interests, service areas, research initiatives, career opportunities, and contact options.

The website is intended for informational, business development, partnership, recruitment, and general communication purposes.

2. General Information Only

The information on this website is provided for general informational purposes only.

Website content may describe Zentrics' technology direction, research interests, commercial focus areas, and planned initiatives. This content should not be interpreted as a guarantee that any specific product, platform, service, feature, project, role, or opportunity is currently available or will become available.

Zentrics may update, modify, remove, or replace website content at any time.

3. No Financial Advice

Nothing on this website constitutes financial, investment, mortgage, lending, underwriting, credit, tax, or accounting advice.

Any references to mortgage underwriting, risk intelligence, funding intelligence, lending workflows, compliance workflows, or institutional decision support are provided for general informational and business-description purposes only.

Zentrics does not approve or deny mortgage applications through this website.

Zentrics does not make lending decisions through this website.

Zentrics does not guarantee funding outcomes, underwriting outcomes, risk outcomes, compliance outcomes, or financial results.

Visitors should consult qualified professionals before making financial, lending, underwriting, investment, or compliance decisions.

4. No Legal Advice

Nothing on this website constitutes legal advice.

References to legal process technology, Law-Link, judicial efficiency, filing support, procedural review, or document intelligence are general descriptions of technology concepts or research directions.

Zentrics does not provide legal advice through this website.

Zentrics does not create a lawyer-client relationship through this website.

Visitors should consult qualified legal professionals for legal advice.

5. No Underwriting Decision or Professional Replacement

The website may describe systems intended to support underwriting workflows, document organization, risk visibility, lender guideline alignment, compliance-oriented workflows, and institutional decision support.

These descriptions do not mean that Zentrics replaces licensed professionals, underwriters, brokers, lenders, compliance professionals, lawyers, or other qualified decision-makers.

Any technology systems described on the website are positioned as workflow support, visibility support, organization support, or decision-support concepts unless otherwise stated in a separate written agreement.

6. No Client, Partnership, or Advisory Relationship

Submitting a form, sending an inquiry, or communicating with Zentrics through the website does not automatically create a client relationship, advisory relationship, partnership, joint venture, employment relationship, or obligation for Zentrics to respond.

Any formal business relationship must be established through a separate written agreement signed or approved by authorized representatives.

7. Career, Co-op, Internship, and Student Opportunity Disclaimer

The website may describe career, co-op, internship, graduate, student, or project experience opportunities.

Submitting a career or student opportunity inquiry does not guarantee:

• An interview
• A co-op placement
• An internship
• Employment
• Compensation
• Academic credit
• Immigration support
• Licensing outcomes
• A response from Zentrics

Zentrics may review submissions based on project needs, current capacity, available opportunities, and candidate fit.

8. Global Talent Foundry Disclaimer

The website may describe the Global Talent Foundry as a workforce readiness, training, credentialing, skills verification, Canadian-experience, or professional preparation concept.

Nothing on the website guarantees:

• Immigration success
• Visa approval
• Licensing approval
• Academic admission
• Employment
• Credential recognition
• Professional certification
• Canadian work experience recognition by any third party

The Global Talent Foundry content is provided as a description of a concept and strategic direction unless formal programs are separately announced and governed by specific written terms.

9. R&D and Roadmap Disclaimer

The website may describe research and development initiatives, roadmap items, prototype concepts, or high-level project areas.

These descriptions are informational only. They do not guarantee that any specific project, product, feature, technology, or commercial offering will be completed, launched, licensed, or made publicly available.

Certain R&D descriptions are intentionally high-level to protect proprietary and intellectual property interests.

Zentrics may modify, pause, discontinue, rename, or expand R&D initiatives at any time.

10. Intellectual Property

Unless otherwise stated, all website content, text, graphics, layout, visual design, logos, names, project names, and other materials are owned by Zentrics or used with permission.

Visitors may not copy, reproduce, modify, distribute, publish, or use website content for commercial purposes without prior written permission from Zentrics.

Limited personal or internal business review of website content is permitted for the purpose of evaluating Zentrics, contacting Zentrics, or considering a potential relationship with Zentrics.

11. Acceptable Use

Visitors agree not to use the website to:

• Submit false, misleading, unlawful, harmful, or abusive information
• Attempt to interfere with website operation
• Attempt unauthorized access to systems or services
• Upload malicious files or links
• Scrape, copy, or misuse website content
• Impersonate another person or organization
• Use the website in violation of applicable laws

Zentrics may ignore, delete, or decline to respond to submissions that appear abusive, spam-like, misleading, irrelevant, or inappropriate.

12. Third-Party Links and Services

The website may link to third-party websites or use third-party services such as a static form provider.

Zentrics is not responsible for the content, policies, availability, security, or practices of third-party websites or services.

Visitors should review the terms and privacy policies of any third-party services they use.

13. Website Availability

Zentrics aims to maintain a professional and accessible website, but does not guarantee that the website will always be available, uninterrupted, secure, or error-free.

The website may be updated, modified, moved, or temporarily unavailable without notice.

14. Limitation of Liability

To the maximum extent permitted by applicable law, Zentrics is not liable for any losses, damages, claims, costs, or expenses arising from use of the website, reliance on website content, inability to access the website, or use of third-party services linked from the website.

Website content is provided "as is" and "as available" without warranties of any kind, unless otherwise required by law.

15. Indemnity

Visitors agree not to misuse the website and may be responsible for claims, losses, or damages arising from their unlawful or unauthorized use of the website, submission of harmful content, or violation of these Terms.

16. Governing Law

These Terms are intended to be governed by the laws applicable in Ontario, Canada, unless a different jurisdiction is required by applicable law.

17. Changes to These Terms

Zentrics may update these Terms from time to time. The updated version will be posted on this page with a revised effective date.

Continued use of the website after changes are posted means that the visitor accepts the updated Terms.

18. Contact Information

For questions about these Terms, contact Zentrics at:

Email: contact@zentrics.ca
Company: Zentrics
Location: Ontario, Canada